Monday, January 29, 2018 / by Sean Zanganeh
If you come prepared with the necessary documentation before visiting your lender when applying for a mortgage, you will save a great deal of time. Here is a useful checklist of some of the requirements you need for mortgage applications:
-Social Security Numbers for both you and your spouse
-Checking and savings account history. You should have 6 months worth of documentation.
-Evidence of other assets such as bonds or stocks
-Employment verification documents. The name and address of someone that can verify your employment is typically sufficient.
-Proof of income. Bring recent paycheck stub with detailed information on your earnings.
-List of credit card accounts including approximate monthly amounts owed on each card account.
-List of account numbers and balances due on outstanding loans.
-Copies of your income tax statements for the previous 2 years.
Always trust a professional
Set your standards high when choosing a trustworthy professional. It is wise to be in regular contact with your agent and understand the entire process of buying your home. Sean firmly believes that the client comes first and every step must be taken in order to get their home sold. Sean is committed to providing clients with exceptional service, honesty, and commitment. Contact Sean Zanganeh today at 858.229.6063